Steve and Maria Frey

This is so my mom doesn’t say I never do anything she asks of me. To borrow a phrase from my friend Brittany- sorry if this “assaults your eyes”

Oh, and for those that may not know, we’ve named my belly. Well, the little guy inside. He shall be called Jacob Thomas Frey.

You may or may not have ever heard of Dave Ramsey. You may or may not care about Dave Ramsey. For Steve and I though, Dave Ramsey has a substantial part in our financial decisions, and the success of our marriage.

Throughout our college years, we got pretty good at learning how to use a credit card. We got good at spending money that we didn’t have, shuffling funds that hardly existed, and ultimately bringing on more stress to ourselves. Then we decided we’d get married. Consequently joining said funds and lack thereof, and also joining our views on how to manage our money.

I’m pretty convinced, though not an expert, that it’s the latter that causes a lot of stress and discord in many marriages. It doesn’t have to be Dave Ramsey, but Steve and I are firm believers that there has to be some foundation that will keep you from arguments (or worse) about money that shouldn’t happen.

Most people have debt, but what they don’t know they have is the ability to change their circumstances – No matter what. Yes I said no matter what. No, I probably can’t back that up as strong as you need, but Dave Ramsey can. This could be a ridiculously long post, and I’m probably not even fully qualified yet to be up on this soap box. HOWEVER! I have heard the facts, and I have seen it work fully in others’ lives, and continue to see it working in my own life.

Now let’s think about today’s current state. Not only do we, the general population, have to deal with paying bills, making money, etc. but we, the collective United States is facing some not so pretty times. People are losing jobs, are scared, are worried, and most of all unprepared.

If you get the channel, watch Dave’s show on the Fox business channel, or listen by way of radio, podcast, mp3. If you have 12 weeks or so to be exposed to something that will change your life and the life of your family for generations, find a Financial Peace University class and take it! If you think I’m a nut job and you have no clue what I’m talking about, at least watch this event coming up on April 23. Town Hall for Hope.

Tired of hearing the fear, doom and gloom that’s filling the airwaves? Join Dave Ramsey for a nationwide town hall meeting and discover what’s happening with the economy, how we got here, and where we’re going.

Dave will offer straight talk about the economy, recession, foreclosures and more. He’ll carefully explain where we’ve come from, where we are now, and what we should be doing with our money during this time. Then, Dave will spend an hour answering your questions live!